If you’re running out of money and just need some quick cash to get you through the coming weeks or months a car title loan is an ideal option.
Plenty of Americans have to take out title loans, many because of unfortunate circumstances that couldn’t be avoided. There’s no shame in taking a loan. It’s often the ideal way to get through a short-term problem and get yourself back on your feet.
You don’t have to look hard to notice that the internet is littered with horror stories when it comes to folks embarking on this unenviable journey.
You think you’ve got sufficient funds to pay off your loan, but suddenly your lender has decided to create new charges or do their best Houdini impression and alter the terms right under your nose. It’s actually impressive to see the tricks and deception tactics some lenders are equipped with.
Loans with shoddy lenders can turn into these fictionally immortal beings that just won’t die no matter how hard you try. New charges here, refused checks there. You’ve entered a room, locked the door behind you and thrown away the key before you even realized it.
Don’t be the next victim.
The first thing that you should look for is positive reviews. You’ll want to be sure that several customers have had good experiences with a particular company before you put your trust in them. If you look at our reviews on Google, you’ll see that we are rated as five stars because we care about our customers and empathize with their situations. We’re a company ran by professionals who are here to answer your questions at all points and make the process go smoothly.
The interest rates are the percentage fee which a person taking a loan will pay for a car title loan. Interest rates can vary greatly depending on where you live and the company that you choose.
Although interest rates certainly aren’t the only factor to consider you want to choose a company that has relatively low-interest rates.
We try our best to keep all of our fees out in the open. The last thing that you want is to be stung with a fee that you didn’t anticipate. Make sure that you read the paperwork carefully to ensure that you understand all of the clauses.
Some unscrupulous companies will sneak in hidden fees when you get a car title loan in an attempt to earn more money. The best way to avoid these hidden fees is to read all of the contracts and then also check the testimonials from previous customers.
If the company tries to use hidden fees to take more money, it’s likely that past customers have dealt with the same issues and have left reviews on Google or Yelp.
Taking out a loan can be a stressful process. That’s only going to be made worse by dealing with an unprofessional company that doesn’t have any experience is handing out loans.
Instead, you want to look for a company that has years of experience and an outstanding reputation. Dealing with amateurs can be a huge pain and it’s likely to leave you even further out of pocket and stressed.
Customer support is important for any purchase that you make, and this is no different. That’s exactly why we make it a priority to connect with our customers and help them through the process.
If our customers are happy, then we are happy, and if they aren’t happy, we want to be there to answer their questions and to rectify the situation. Great customer support is critical when you’re taking out a title loan.
You don’t want to sign a contract and then have nobody to talk to if something goes wrong, do you? We prioritize our customers. We can only succeed as a company if our customers are happy with their experience, that’s why we are rated as five stars on Google.
Understanding how a car title loan works can sometimes be confusing, it often feels like companies purposefully try to use language that makes it difficult to understand. Not us. We make an effort to explain the process clearly so that you understand what you’re getting into.
The company that you choose should be one that cares about its customers enough to write a FAQ (like we do) that will explain how the loan works and what you can get.
Most people who are looking for a loan of any sort typically need the money as quickly as possible. The last thing that you want is to sign a contract and then have the money held back for days on end while you desperately need it to buy essential goods for you and your family.
Instead, you want a company that’s going to keep the turnaround times as short as possible so that you can get your money and move on with your life.
As well as checking the testimonials on websites like Google and Yelp, it’s also a great idea to contact your local Better Business Bureau (BBB) to see if the company has a clean record. If past customers felt that they were mistreated then they might have filed a complaint with the BBB.
Taking a few moments to contact the bureau and check that they have a clean listing is critical to avoiding a scam.