How To Fix Your Credit
March 10, 2017
When You Need Money Fast: Why Choose a Car Title Loan?
August 15, 2017
Show all

What To Do When Data Breach Occurs

What to do about data breach

In the news there are troubling stories about data breach and its effect on personal data. As a licensed financial company, we want to share some of the highlights from the Department of Business Oversight in Los Angeles’ first workshop about its benefits and services to consumers, businesses, and communities. Additional materials and resources are available online at http://www.dbo.ca.gov/About_DBO/contact_us.asp

When it comes to the topic of data breach (unauthorized person or computer hacker views or steals personal identifying information), among the types of data that are most often stolen are: Social security; debit card account numbers and PIN; Driver’s license; usernames and passwords for online bank accounts.

Recommended first step is to obtain a copy of your credit report. There is a free credit report available by calling 1-877-322-8228, or online, you can go to www.annualcreditreport.com.

The second step is consider placing a “Fraud Alert” on your credit report by contacting three main credit reporting agencies:

1. Equifax – 800-525-6285
2. Experian – 888-397-3742
3. Transunion – 800-916-8800

This alerts businesses to take extra precaution to check identity before issuing credit for 90 days.

For stolen driver’s license information, Department of Motors Vehicles Investigative Services Support Unit can provide help if there is a duplicate license. You can call 866-658-5758 or email invdlfraudanalysis2@dmv.ca.gov

Windsor Quick Funding is proud to share this helpful and relevant resources provided by the L.A. County Consumer and Business Affairs who serves consumers, businesses, and communities through education and outreach.